Article 1: Definitions

In these Terms of Use, the following definitions apply:

1. ‘Oberst’: The private company with limited liability Oberst B.V., with offices in (1018 GW) Amsterdam (The Netherlands), at Sarphatistraat 370, registered with the Chamber of Commerce under number 14126660;

2. ‘Website’: All Oberst internet pages belonging to the website with URL www.everysaving.sg

3. ‘User’: The (legal) person who uses the Oberst website and/or its services;

4. ‘Provider’: The (legal) person who offers information, offers, promo codes, products or services pointed towards on the Oberst website by means of a (hyper)link or any other way;

5. ‘Offers’: All offers, information, promo codes, products, services or expressions by the Provider pointed towards on the Oberst website by means of a (hyper)link or any other way.

Article 2: Applicability

1. These Terms of Use are exclusively applicable to the loading, consultation and/or use of the Oberst website and/or services by the User and to any legal relationship arising as a consequence of or in relation to the use of the website and/or services.
2. Oberst reserves the right to adapt these Terms at any time, without having to inform the user thereof. The most current Terms of Use can be consulted on the Website. If the User continues the use of the Oberst Website after one or more modifications to the Terms of Use, this implies the definitive approval by the User of these modifications.
3. By use of the Oberst website and/or services, in any way, the User accepts these general terms.
4. Applicability of User conditions is explicitly rejected by Oberst.
5. If any clause of these Terms is (being declared) void, the remaining clauses of these Terms will remain fully in effect and the parties will be bound to endeavor to determine a replacement clause in good consultation, which is valid and which approaches the original goals of both parties as much as possible.

Article 3: Use of the Website

1. The User guarantees Oberst that he/she is authorized to use the Website and to act according to these Terms.
2. The User guarantees Oberst that he/she will always comply with the obligations defined in these Terms and will respect all legislation and regulations applicable to the use of the Website.
3. Regardless of the other clauses of these Terms, the activities the User carries out in the framework of the use of the Website can never:

(i)Be based on false facts and/or be misleading;

(ii)Infringe rights of Oberst or of third-parties, including copyrights, related rights, trademark rights or any other intellectual property rights or rights related to the protection of privacy;

(iii)Conflict with any legislation, regulation, ordinance or any other applicable regulation;

(iv)Contain viruses, Trojans, worms, bots or any other software able to damage an automated system, make it unusable or inaccessible, erase or appropriate it, or that is meant to avoid the Website’s and/or Oberst’s computer systems’ technical security measures;

(v)Have a commercial character, unless being granted authorization thereto in writing by Oberst;

(vi)In any other way be wrongful with regard to Oberst and/or third-parties.

Article 4: References

1. Oberst does not present offers on the Website itself. It only points to Offers by the Provider by means of (hyper)links or other means. The Offers that are referenced are not related to Offers from Oberst itself in any case.
2. All references to Offers on the Website are completely non-committal and Oberst references these Offers as being non-binding information. Oberst is not responsible for the accuracy and completeness of the (reference to the) Offers and the data being provided on the Website by it or on behalf of it.
3. Oberst can never be held to the Offers that are referenced on the Website.
4. It is possible that the Website contains content and services from third parties and/or links to third party websites. The inclusion or presence of third party content on the website does not imply Oberst’s approval or checking of this content. Oberst is not responsible for third party content or content method or for any kind of use thereof by users of the Website.

Article 5: No agreement conclusion between Oberst and User

1. The Website only shows general information and only references Offers from the Provider. By showing and referencing these Offers, and regardless of whether the User and/or third parties make use of these references and Offers, no agreement is concluded between Oberst and the User and/or third parties.
2. The Website only has a general informative character and does not constitute an Offer from Oberst to execute work or deliver services on behalf of the User. Neither do the use, opening and consulting of the Website and/or the services of Oberst, and the use of the mentioned Offers constitute a task for Oberst to execute any work nor deliver any services on behalf of the User of this Website.
3. The Offers, the other content of the Website as well as the information that can be obtained through the Website, cannot be viewed as service delivery (including consultation or negotiation) on behalf of the User. Oberst does not negotiate for the purchase of any goods or the establishment of any agreement or any other legal relationship between User, Provider or third parties.
4. The information that can be obtained through the Website is not focused on the Website User’s concrete situation. It is recommended that the User contacts the Provider in case the information obtained through this Website would give rise thereto.

Article 6: Guarantees

1. Oberst does not offer any guarantee. Guarantees on goods and services related to the Offers referenced by Oberst, are explicitly excluded by Oberst.
2. Oberst can never be held responsible for the suitability or (non-)conformity of the Provider’s goods or services, neither for any advice with regard to the use nor the application of the Provider’s goods or services.

Article 7: Liability of Oberst: Safeguard

1. The information provided, and Offers referenced by Oberst have been derived from sources that can be considered trustworthy, but Oberst does not vouch for its completeness and accuracy. Oberst endeavors to continuously maintain the Website and keep it up-to-date, but it does not vouch that the content of (parts of) the Website is still correct, complete or up-to-date after some time or when the Website is consulted. The provided information is only indicative and can be changed at any moment and without notice. The User is responsible for the use of the information.
2. The websites that can be visited from the Oberst Website, respectively the websites from which the Oberst Website can be visited, are not organized by Oberst; neither are they being maintained by Oberst. Oberst is not liable or responsible for the content of these websites.
3. Oberst does not accept liability for any damage as a result of the use of its Website, the Offers referenced on its Website, and the information mentioned on its Website (or the inability to use it), including damage caused by viruses or incorrectness or incompleteness of (I) the information, (II) information on or via a website referenced on its Website, or (III) information from or via a website referencing its Website, (IV) information that is placed on the Website without prior consultation with Oberst.
4. Oberst can never be held liable for inaccuracies or omissions arising from passing on or sending of information, delays or errors in the transmission of data, communication failures, problems in reaching the persons mentioned by the Provider, (the consequences of) computer, pager, telephone or telefax malfunctions, programming errors, failures or interruptions of a fixed-line connection, whatever the cause of these might be.
5. All liability of Oberst for (in)direct damage, resulting damage, loss of profit, missed savings, decreased goodwill, damage due to business stagnation, damage as a result of claims by clients, related to the use of the Website, to content that has been placed on the Website (by third parties or by Oberst), to Offers referenced on the Website or to acts in violation of these Terms by the User, is excluded.
6. The User safeguards Oberst for all claims of third parties coming from the use of the Website by the User, including product liability as a result of a defect in a product, material, manufacture, semi-finished product, resource or component and/or instruction thereof that has been acquired on the occasion of or that can be related to a visit to the Website.
7. What is determined in this Article is also valid in favor of all (legal) persons of which Oberst makes use.
8. Oberst does not regulate the communication between visitors themselves or between visitors and the Oberst Website from a content point of view. As such, Oberst does not have any control over the quality, security, legality, integrity or accuracy of the different parts of the Website. Oberst is not liable for acts (or failure to act) of Users of the Website, including the files, data and/or materials they make available on the Oberst Website. As such, Oberst does not give any guarantee as to the content of files, data and/or material that are made available by the User.
9. Insofar as Oberst would happen to be liable, this liability on behalf of the User and/or third party is on any account, at all times and per event (where a series of related events counts as one event only), limited to the remunerations (excluding VAT) paid by the User to Oberst during the current calendar year for the products and/or services from which Oberst’s liability has resulted.

Article 8: Intellectual Property Rights

1. The intellectual property rights (including copyrights, database rights, related rights, trademark rights and patents), related to (all parts of) the Oberst Website – including lay-out, graphical elements, text, pictures, etc. – as well as the rights related to all Offers, references and publications that can be consulted through this Website, remain exclusively with Oberst, insofar as these rights do not (also) pertain to third parties.
2. It is not permitted for the User of this Website to download, copy, transfer, multiply, edit or divulge (parts of) this Website (such as files, data, software and/or material), or to have this done, in any way, in any form and for whatever purpose, without the prior written consent from Oberst or the concerned party. The User of this Website is only allowed to make use of a reproduction of (parts of) this Website for his own personal use (i.e. not professional or business-related).
3. It is not permitted to request or reuse substantial parts of the Website or to request or reuse repeatedly and systematically non-substantial parts of the Website, as meant in the Database Law, without written authorization from Oberst.
4. Under the conditions as stated in these Terms of Use, Oberst grants the User a limited, personal, revocable, non-exclusive, non-sub-licensable right to look at or listen to the files that are made available by means of the Website, and in the way and in the format these are made available on the Website.
5. Nothing of what is mentioned in these Terms and/or on the Website is meant to transfer any intellectual property rights and/or grant any intellectual property rights to the User. The use the User is allowed to make of the Website is limited to what is included in these Terms.
6. It is forbidden for the User to perform actions that may infringe the (intellectual property) rights of Oberst or third parties. The User recognizes and accepts that any illicit use of files, data and material on which intellectual property rights rest, is an infringement of these Terms of Use and on the applicable legislation, including but not limited to the Copyright Law. Regardless of the foregoing, the actions as described above in Articles 8.2 and 8.3 are also considered as an infringement on the exclusive property rights of Oberst on its computer systems.
7. It is not permitted to remove, make unreadable, hide or change notifications or references related to intellectual property rights.

Article 9: Discontinuation of use

1. In addition to the other (legal) means that are at the disposal of Oberst, at all times, without having to state a reason and without prior explanation, Oberst is entitled to (temporarily) limit, suspend or discontinue the User’s activities related to the Website, to remove files, data and/or material, to issue a warning, to discontinue the service and to refuse to deliver services to the User, especially – but not limited to – if:

(i)The User is acting in violation of these Terms of Use;

(ii)It is Oberst’s opinion that the User’s actions could cause damage or liability to himself/herself, to other users or to Oberst.

1. Oberst will not be liable in any of these cases.
2. Oberst does not guarantee that the service of Oberst will be accessible at all times and without interruptions or malfunctions.

Article 10: Personal data

1. Please refer to the Privacy Statement for information about how Oberst processes personal data.

Article 11: Applicable Law

1. On all Offers, agreements or the complete legal relationship between Oberst and the User, only Dutch Law will be applicable.
2. If and as far as any part or any clause of these Terms of Use would be in violation of any mandatory regulations of national or international legislation, this will be considered as not agreed upon while the rest of these Terms of Use will continue to be binding for both parties.

Article 12: Disputes

1. In case of disputes, the parties will firstly try to find a solution amicably.
2. If a dispute is being presented to a court, it is only the Court of Amsterdam that is authorized to judge about the dispute. In this case, Oberst reserves the right to present the dispute to the judge of the User’s domicile.

This privacy policy was last updated: 28 July 2026.

This policy explains how Oberst B.V. handles personal data collected through EverySaving.sg, in accordance with Singapore's Personal Data Protection Act 2012 (PDPA).

In this policy, "we", "us" and "our" refer to Oberst B.V. Our details are set out below.

How we collect and use personal data

We do not provide consumer accounts on EverySaving.sg. You do not need to log in, create a profile or make a purchase through us to use the website.

We may collect information about your use of the website ("usage data"). This may include your IP address, browser type and version, operating system, pages viewed, the time and date of your visit, impression and click events, merchant or promo-code links you interact with, and similar diagnostic information. We use usage data to operate, secure, monitor and improve the website, and to understand which offers and pages are useful to visitors.

If you contact us by email, we process the data you choose to send, such as your email address and message content, to handle your inquiry. We may also collect information you provide through our coupon-feedback, merchant-suggestion or promo-code submission forms ("form data"). Coupon feedback consists of the coupon you rate, whether it worked, any reason you select and an optional free-text message; it does not ask for your name or email address. A promo-code submission may include a promo code, message, and an optional email address; a merchant suggestion may include the merchant details you choose to submit. Form submissions may also generate technical metadata. We use form data to handle feedback, review submitted promo-code or merchant information, prevent spam and keep appropriate records. If we accept a promo code you submit, the offer text, code or similar commercial information may be published on the website; your contact details are not published in that context.

We do not intentionally collect NRIC numbers, passport numbers, payment-card data, health information or other sensitive personal data through the public website. Please do not include sensitive information or another person's personal data in free-text forms unless we specifically ask you to do so.

We may also use personal data where reasonably necessary to comply with legal obligations, obtain professional advice, manage risk, protect the security of the website, or establish, exercise or defend legal claims.

Disclosing personal data

We disclose personal data to service providers only where reasonably necessary for the purposes described in this policy. These providers include cloud hosting providers, an email hosting and communications provider, a content-delivery and website-security provider through which website traffic passes, a cookieless analytics provider, an outbound-link attribution provider, and an error and performance monitoring provider.

These providers process personal data on our behalf and are not permitted to use it for their own purposes. We describe them by category because the exact provider can change over time while the processing purpose remains the same.

We may also disclose personal data to insurers, professional advisers, courts, regulators or public authorities where reasonably necessary for obtaining advice, managing risk, complying with the law, or establishing, exercising or defending legal claims.

International transfers

Oberst B.V. is incorporated in the Netherlands, and some of the service providers we use may process personal data outside Singapore. The countries involved may include the Netherlands, other countries in the European Economic Area, the United States, and other countries where our service providers operate.

Where the PDPA requires safeguards for a transfer outside Singapore, we take appropriate steps to ensure that transferred personal data receives a standard of protection comparable to the protection under the PDPA, including through contractual commitments and security controls.

Retaining and deleting personal data

We keep personal data only for as long as reasonably needed for the purposes described in this policy, unless a longer period is required or permitted for legal, security, accounting or dispute-resolution purposes.

Raw usage data that can reasonably identify a visitor is generally retained for up to 30 days after it is created. We may keep aggregated click, impression and performance statistics for longer where they no longer directly identify a visitor.

Email inquiry and form data are retained for as long as needed to respond, handle the relevant request or feedback, prevent abuse, and keep appropriate business records.

Access, correction and complaints

Subject to the PDPA and other applicable laws, you may request access to personal data we hold about you and information about how it has been used or disclosed, or ask us to correct personal data that is inaccurate or incomplete. We may need to verify your identity before responding.

If you have a privacy complaint or question, please contact us first using the details below so that we can try to resolve it. If you are not satisfied with our response, you may contact the Personal Data Protection Commission (PDPC) in Singapore.

Security and notifiable data breaches

We use reasonable security arrangements, including appropriate technical and organisational measures, to protect personal data. These measures include encrypted transfer of data between your browser and our servers.

If we become aware of a data breach that is likely to result in significant harm to affected individuals, or that meets another notification threshold under the PDPA, we will assess it and notify affected individuals and the PDPC where required.

Analytics, outbound links and cookies

EverySaving.sg does not currently show a cookie-consent banner. We use necessary and functional cookies and similar storage for core site functions, security, spam and abuse prevention, displaying promo-code modals. You can control cookies through your browser settings.

Our website analytics is cookieless and first-party proxied. It helps us understand page views and clickout events.

Some merchant links on EverySaving.sg are monetised. When you click an offer, reveal a promo code or follow a merchant link, your browser may be redirected to a merchant, partner platform or other destination site. The outbound link may include a SubID or similar tracking string so that clicks and any resulting commission can be attributed to EverySaving.sg.

For our own clickout attribution, we may generate a pseudonymous click reference, add it to the outbound link and send a limited clickout signal to an outbound-link attribution provider. The signal may include technical click information, such as the destination URL, the EverySaving.sg page URL, a click reference, merchant or offer identifiers or labels, timing information, limited campaign parameters in the URL and standard technical request data. The provider processes this information on our behalf and is not allowed to use it for its own purposes.

Our website contains links to websites and services that we do not operate or control. If you follow a link to another website, that website is responsible for its own content, privacy notices, cookies and similar technologies. We encourage you to review the privacy and cookie information of any website you visit.

Managing cookies

Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can obtain up-to-date information about blocking and deleting cookies via these links:

(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);
(b) https://support.mozilla.org/en-US/kb/clear-cookies-and-site-data-firefox (Firefox);
(c) https://help.opera.com/en/latest/web-preferences/ (Opera);
(d) https://support.apple.com/en-sg/guide/safari/sfri11471/mac (Safari); and
(e) https://support.microsoft.com/en-sg/help/4468242/microsoft-edge-browsing-data-and-privacy (Edge).

Blocking cookies may affect how the website works.

Changes to this policy

We may update this policy from time to time by publishing a new version on our website. Please check this page occasionally to make sure you are aware of the current policy.

Our details

The operator responsible for EverySaving.sg is Oberst B.V., Sarphatistraat 370, 1018 GW Amsterdam, the Netherlands. EverySaving is a trading name of Oberst B.V., a company incorporated in the Netherlands with registered number 14126660.

You can contact us about privacy and data-protection matters by email at privacy@everysaving.sg.